A Mind of My Own

They say women love shopping. They aren’t wrong by far. Ever saw that map where the red line stood for the path that a lady would make and the path where a man would make? Huge difference. Just buying clothes alone would need comparison. Imagine 8 boutiques that feature something that you like. You would want the best quality without paying for too much.

Even computers need to be compared. Walking around is tiring. That’s why I do my comparison online without killing my legs and making myself tired and cranky because I can’t seem to find my preferences.

We like to get the best price for what we want to use for a long time to come. It’s pointless to buy something that will spoil easily. I’ve been comparing computers each time I am considering buying one. Digxa provides comparison for television, digital cameras, furniture, cell phones and many others. All the legwork is done online, thus, killing two birds with one stone.

I have always supported donations to charities. Not those using tin cans or flat bags telling kids they need some sort of community points in order to get to that polytechnic or junior college that they want to join.

They are legitimate but they don’t help me in telling the IRAS that I have done my donations in my name except I only get a sticker instead of telling them I have donated. Anyway, I digress. Violent Acres is holding a donation contest for 6 weeks.

The main reason is against child abuse, second, let’s wish him/her happy birthday. The charity’s name is West Valley Child Crisis Center. The amount can be any amount but if anyone gives US$0.01, that’s just plain insulting. Don’t donate in this case.

The target amount is US$10, 000. I think I can start contacting some charities if they have Paypal or I just set up one and send to their respective address to reduce my stress.

In life we need to get loans for expensive stuff such as buying cars and a flat. Everyone knows that you can’t possibly use all your money in the bank to pay off the car and flat. You need some sort of loan to pay off so that you are not financially strapped down paying the debts. Cash Advance may just provide you the necessary money.

You don’t need to have any credit checks unlike banks where they love to know your financial details such as income and CPF amount. Applying for one is easy, you don’t even have to leave your home.

Money is often an issue in the family. You want to hold a wedding dinner, you need money. You want to attend the university to pursue that coveted degree, you need money. You want to attend the F1 race, you need money. In fact, everything needs money.

My theory is just theory and should not be taken as the gospel truth.

1. Someone from up there is bound to find the tips that can help save money for the poor, middle and low income groups and file a new policy.
2. With the new policy, you won’t be able to get tax relief as the number of non-taxable ways will be reduced.
3. The new policy will also include more tax in addition to service tax, GST. They will name the new tax as “ATM” (Always Tax More).
4. Free tips means the one giving out free tips doesn’t get regconised.
5. The rich groups also practise these tips.
6. Everyone will be using these tips.
7. You have to fight with everyone because they are also using coupons, vouchers, etc.
8. And finally, there’s no such thing as free lunch, dinner or breakfast for that matter. Even hotel stays include the ‘free’ breakfast in the price itself.

Anyone else can provide more to include in the list?

I’ve had my share of searching for my web host until I settled on Dreamhost. With Bluehost, Host Gator, and many other choices out there, I was in a maze. With so many features and services provided by the hosts, I was totally lost. How to find the best web hosting company?

First, I had to check out the software that I wanted to use, Wordpress, what else? Next, the requirements for using it; MySQL, PHP and FTP. In addition, I like my site to be up 99.99% of the time. There’s always a down time for the servers to be maintained. Customer support is also an important factor. Finally, I needed to estimate my budget and the amount I was willing to pay.

After looking at feedback from forums and blogs, I chose what I felt was the best web hosting company. This sort of research took me some time as I wanted to be sure that the money spent was worth.

My memory failed me last week. I was supposed to be doing something that my mum had instructed me to do, place the the spun dried clothes on the bamboo sticks. I forgot about the task totally and went to bed.

Obviously I got scolded. Sometimes I wonder if I am getting older mentally or I am just being paranoid. My feet go to sleep when I place them in a folded position for too long. That’s when pins and needles start to attack them. What can I do?

I have to practise chelation. It’s supposed to help me with handling those problems. Most important, diet and nutrition are vital to health. I don’t like to be in bed during critical times such as holidays. I like to be up and about especially during holidays.

It’s no fun if you are down with illnesses that keep you to your bed and there’s nothing you can do about it. When your memory starts failing, you are scared. I’m scared of losing my memory. I might be still in my prime but I do get worried especially if my health isn’t that good.

Forgetfulness, getting pains in joints, coldness in feet or arms are part of your body telling you that it is in trouble. If I don’t stop to listen and heal my own body, no one else can. Doctors can’t even help me if I don’t tell them what problems I have. I don’t want to lose my health.

When I first started working, I wore T-shirts and jeans to work. I didn’t need to wear any formal clothes because I had to change into the uniform provided. I didn’t need to crack my head about what I was going to wear the next day.

After I changed my workplace, I had to do some shopping. I had no fashion sense whatsoever. My clothes were often of the plain old blouse with white and pink. Even my pants were of mostly the ’safe’ colour, black. I should have gone to check out New York fashion schools to help me in my fashion sense.

Maybe I could have taken a course with Westwood College Online that is a fashion school in New York to help me in merchandising. I could be earning my 1st million now and more after that. Who wouldn’t want to have a great sense of fashion and still be earning big bucks?

I now have too much clothes that I don’t wear that often. I still remember the 80/20 rule. 20% of the clothes are worn 80% of the time. I bet fashion schools New York would be able to help me.

I want to retire rich and young. Sounds like a dream, right? As long as I don’t take any action, it will always be a dream. Money doesn’t come easy. We have to work long days just earn that extra $100 for paying off the bills and have some for food.

While some may dabble in stocks, is there a way to be able to actually make a killing in stocks? That’s provided you know when to sell and when to buy. One doesn’t gamble in stocks, one makes use of stocks for getting out of the rut.

There’s a difference between trading, speculating and gambling. Obviously, since gambling is just putting your money without the odds being in your favour. Not everyone is able to go into trading and stay focused.

Trading needs a lot of effort to be put in the first time. You build up your own system and checklist that is working for you. You alone control where your money will go. You reduce your risks. Finance isn’t just about saving up for studies, retirement or kids. It’s for life.

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